When the person has made the decision to take control of their addiction and start working toward a sober life, rehab shouldn’t be a hassle. That is why many insurance companies cover substance abuse treatment for their patients. Insurance companies like Cigna recognize addiction as a medical condition that should be covered. If you are insured with Cigna, you can use your program to pay for rehab in Florida.
What type of coverage does Cigna provide for its patients?
Currently, most of the substance abuse centers accept some form of insurance. In 2008, two-thirds of treatment facilities accept some form of coverage for substance abuse. Ninety-five percent of hospital facilities accepted private health insurance for inpatient care. Many programs are covered for those struggling with addiction. The coverage is extended to patients with any type of addiction. Addiction treatment insurance is covered in most of the programs.
First, check the licensing of the facility. Cigna only provides coverage for facilities that maintain the proper licensing. Most facilities will have that information readily available to you or have the credentialing information posted on their website.
Second, you need to determine the level of treatment needed. Being able to work with your insurance company requires open communication. After working with your addiction counselor during the assessment process, you will be able to determine how long your stay will likely be. Be sure to have an estimated window for how long your treatment program will need to be in order to receive the desirable results.
Finally, go over the basics of the coverage with Cigna. In states like Florida, outpatient and inpatient care are treated differently. Depending on the type of insurance coverage your plan offers, your treatment will be handled differently. It is always best to double-check the level of coverage with Cigna directly.
Remember that treatment for substance abuse can quickly reach tens of thousands. Using your Cigna health insurance to help you get the treatment you need will make getting care more affordable. Most people experience no problems in getting their treatment covered.
Many people struggling to maintain a sober lifestyle rely on insurance to help them get the help they need. Cigna has created a listing of pre-approved programs for those in need of addiction counseling. Any person committed to healing can pursue the care they need without having to worry about whether or not the treatment will be covered by the provider.
If you or someone you know needs help with addiction or finding an alcohol detox, we can help: Call Today (800) 305-3417